Why Sorted.

The problem we couldn't shut up about.

If you split a $40 dinner with three friends in Australia in 2026, here's what happens. You text them your BSB and account number. Two of them transfer that night, but one of them is at NAB and it doesn't show up in your CommBank app until Tuesday. The third one transfers, but mistypes a digit, and the $13.33 bounces back to them three days later. By the time it actually clears, you've forgotten the dinner ever happened.

This is fine for $13.33. It's not fine for $1,300, which is what splitting rent looks like. It's especially not fine in 2026, when you can buy a stranger's leftover sandwich on Marketplace and pay in 8 seconds via PayID. The technology is there. The banks just haven't bothered to apply it to the thing people actually do most often: sending money to other people.

What we made.

An app where you type "@" and a name, type an amount, and slide. Lands in seconds. Costs nothing. And with the Sorted card, the money in your balance isn't stuck in an app — it taps to pay anywhere Mastercard works.

That's it. That's the whole thing. No "Web3 wallet". No "DeFi" anything. One app that sends money to mates and pays for your coffee.

Who it's for.

• People splitting bills. Dinner, rent, the Uber, Bunnings sausage sizzle change. Anyone you owe money to who has a phone.
• People who hate fees. If you've ever cursed at a 1.5% surcharge or a $0.50 ATM fee, this is for you. Sorted's whole shtick is zero.
• People sick of money getting stuck in apps. Your balance isn't trapped — send it, tap it, cash it out. It behaves like money, because it is.
• People who don't want to learn about crypto. Genuinely. We hide it on purpose.

Who it's not for.

• Yield chasers. Sorted doesn't pay interest on balances. If you're hunting a rate, a savings account is the right tool — we're the spending and sending tool.
• People sending overseas. AUD-only for now. International is on the roadmap.
• People who want to "trade". This isn't a trading app. There's nothing to buy or sell — just your balance and your mates.

The principles.

1. Free should mean free. Not "free with a star and an asterisk". The whole word.
2. Fast should mean seconds. Anything else is a bug.
3. Honest about money. No hidden fees, no fine print, no features that profit from your confusion. When something costs money (like instant cashouts), the price is on the screen before you tap.
4. Calm is a feature. Sorted Points reward you for doing normal stuff — they never push you to spend more than you meant to. Money apps that manufacture excitement are usually trying to make you do something stupid. Ours stays calm.