Why Sorted.

The problem we couldn't shut up about.

If you split a $40 dinner with three friends in Australia in 2026, here's what happens. You text them your BSB and account number. Two of them transfer that night, but one of them is at NAB and it doesn't show up in your CommBank app until Tuesday. The third one transfers, but mistypes a digit, and the $13.33 bounces back to them three days later. By the time it actually clears, you've forgotten the dinner ever happened.

This is fine for $13.33. It's not fine for $1,300, which is what splitting rent looks like. It's especially not fine in 2026, when you can buy a stranger's leftover sandwich on Marketplace and pay in 8 seconds via PayID. The technology is there. The banks just haven't bothered to apply it to the thing people actually do most often: sending money to other people.

What we made.

An app where you type "@" and a name, type an amount, and slide. Lands in seconds. Costs nothing. And while you wait between sends, your balance earns 3.33% — better than basically every Australian transaction account.

That's it. That's the whole thing. No "Web3 wallet". No "DeFi yield". No "earn while you spend with our card" (we don't have a card yet — coming later). Just one screen, one job, done well.

Who it's for.

• People splitting bills. Dinner, rent, the Uber, Bunnings sausage sizzle change. Anyone you owe money to who has a phone.
• People who hate fees. If you've ever cursed at a 1.5% surcharge or a $0.50 ATM fee, this is for you. Sorted's whole shtick is zero.
• People with a bit of cash sitting around. Not enough to lock up in a term deposit, too much to leave earning 0.05% in Westpac. Sorted is the in-between.
• People who don't want to learn about crypto. Genuinely. We hide it on purpose.

Who it's not for.

• Investors looking for a card. v1 has no card. Coming, but not yet.
• People sending overseas. AUD-only for now. International is on the roadmap.
• People who want to "trade". This isn't a trading app. There's nothing to buy or sell — just your balance and a yield rate.

The principles.

1. Free should mean free. Not "free with a star and an asterisk". The whole word.
2. Fast should mean seconds. Anything else is a bug.
3. Honest about money. When the RBA changes rates, we change ours and tell you. We don't hide our spread, we don't pretend it's "magic", we don't ship features that profit from the user's confusion.
4. Boring is a feature. No leaderboards, no streaks, no "spend more to earn more" gamification. Money apps that try to be exciting are usually trying to make you do something stupid. Ours is intentionally calm.